Guarino Insurance - Buy Insurance, San Jose CA

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Click here to complete an auto insurance questionaire and email back to mike@mikeguarino.com or fax to 408-248-6119 for a personalized quote.

* Personal Auto Insurance
* Commercial Auto Insurance

Whether you use your vehicles for personal or business, we can offer you the right coverage at the right price.

The State of California requires drivers to carry minimum auto liability coverage (or post a bond) and provide proof of insurance before licensing your vehicle or renewing your driver's license. If you are caught driving without insurance, you may have to pay a large fine and have your driver's license suspended.

There are many different types of auto insurance options available. Discounts may be available on your personal auto policy when your home and or life insurance is also insured by our agency.

Below is a list of auto insurance options.

  • Bodily Injury Liability - Pays for injury to others when you are at fault in an auto accident.
  • Property Damage Liability - Pays for property damage to others when you are at fault in an auto accident.
  • Uninsured/Underinsured Motorist- Coverage for you and your passengers if the at fault driver of the other vehicle is not insured or is underinsured.
  • Medical Payments - Pays for your own or your passenger's medical expenses regardless of fault.
  • Comprehensive - Pays for damage to your own vehicle from all other damage, except accidents.
  • Collision - Pays for damage to your own vehicle from an accident.

In addition to basic auto insurance, you may want to consider these coverage options for added protection to your vehicle:

  • Emergency roadside assistance and towing service  
  • Rental car reimbursement
  • Customized equipment

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